Senior Dental Implants: Are Yours Covered?

As a person ages, a great deal of health concerns have to be taken into consideration. Not the least of which are the health of a person's teeth, mouth, and gums. By the time many have reached senior age, a great deal of their teeth might be failing, deteriorating, or missing altogether. For this reason, all on four dental implants and full mouth dental implants are procedures that many seniors will have to consider as part of their overall health plan.

What Do Dental Implants Cost?

Of course, finding the correct procedure is only part of the battle. Dental implant cost can be an impenetrable barrier for some. The cost for a single tooth implant can range from $2,500 to $5,000, and a an all on four procedure could run all the way up to $25,000. If a person opted for a full mouth dental Implant, they could end up spending all the way up to $60,000 depending on their coverage and choice of dentist. The good news is, it is possible to find affordable dental Implants!

Is Dental Implant Surgery Covered by Insurance?

As Medicare (along with most other insurance plans) considers dental implants an elective (or cosmetic) procedure, they will typically not provide financial help when it comes to these procedures. Any insurance coverage will usually only be approved if a person's condition causes other medical complications (for example, a person missing all of their teeth). Rarely, coverage can be provided for cases involving a work injury or accident. Most people, though, will have to foot the bill themselves.

This means many will have to seek alternative ways to pay for their dental procedure. For a lot of seniors out there, this will mean using a combination of personal savings, loans, and financing. Also, despite the fact the insurance will not cover cosmetic procedures, FSA's (Flex Spending Accounts) are usually eligible to be used on your dental implants.

There Are Plenty of Financing Options

When it comes to financing, one luckily does have options. There are many finance companies (as well as personal lenders such as that will provide a loan for the cost of implants. Some of these companies that are accepted at many dentists nationwide include:

Be careful when considering which of these companies you go with, as interest rates can vary wildly from 0% all the way to 35.99%. Keep in mind that finding discount dental implants is very uncommon, and can cause further health complications if one receives substandard care. Many dentists will, however, offer financial incentives if a person pays of their entire bill in a certain amount of time (12 months is a common period).

For those looking for local dental implants, information is easy to find. There are large, widely available centers such as ClearChoice, as well as local offices in just about every major city nationwide. Be cautious to choose the dentist right for you, as your options will not likely be limited! Check here for information about dental implant centers near you! For options regarding dental implant financing, click here.